Friends & Family Benefits
- Important Note: The following benefits are available to Friends & Family who are active recipients of the Monthly News and Rates Advisor.
- My services are free as the bank pays me a finder’s fee for clients with 600+ credit scores
- Access to the interest rates the banks don’t want you to know are available saving you thousands of $$$$. Since I send lenders millions of dollars of new business each month, they always offer us the deepest discounts which I pass on to you IMMEDIATELY – whether you are purchasing, refinancing or renewing. The ability to secure better offers compared to any other company as I am backed by the strength of one of the largest mortgage brokerages in BC
- I don’t work for any one bank, I work for you!
- Isn’t it time the Banks compete for your mortgage business? I’ll provide you with some options so you can compare them to decide which you feel most comfortable with. It never hurts to get a second opinion
- Mortgage Switch Benefits: No cost switch for new clients with a $300(Max) appraisal refund for clients with a beacon score of 800+ (On Approved Credit by Selected Lenders) and pro-bono Smart Equity access that helps you become debt & mortgage free faster(a $1,595 retail value)
- Our application process is simple and quick 48 hr turnaround is usual!
- I’m available on your terms – Weekdays & Saturdays by appointment
- I take one credit bureau only but can forward your file to many lenders! Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!
- Large range of products.Such as self employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more
- I appreciate your business. I want to do an exceptional job for you because I would like all your family and friends’ business in the future!
- I am a Licensed Expert. Deal with a mortgage broker specializing in mortgages from all lenders not just one. Bank specialists are not licensed and can only provide a product of the bank.
- Credit & Identity Protection. Pro Bono analysis of your credit score($400 value) and advice as to how to protect against identity theft
- Follow Up including time sensitive Mortgage & Real Estate Industry News as well as Economic and Central Bank of Canada and Foreign Exchange Rate Forecasts on the 15th of each month and Annual Mortgage Check-Ups to keep you informed of important market changes and to ensure that your mortgage is professionally monitored
- Each referral qualifies for a 10% gift certificate
- 0% Down payment Mortgage Financing for applicants with Credit Scores over 650
- Mortgage Pre-Approval for New Home-Buyers