FAQ

What's the catch?  Plain and simple, there is no catch...We have just taken the process of obtaining a mortgage to a new level. The difference between Verico Paragon Lionsview Mortgages Inc and other brokers/financial institutions is that our application and approval process is completely online.

How do we do it?  Verico Paragon Lionsview Mortgages Inc has developed an online mortgage qualification system that is able to qualify mortgage applications through a filtering process.  Applications that meet the requirements are given an "Instant Mortgage Approval" or "Instant Pre Approval".  No strings...

If you have reasonable credit, and the property qualifies, there is  no reason why you will not be given an "Instant Mortgage Approval" or "Instant Pre Approval".

Even if you have less than perfect credit we encourage you to go through the mortgage application process and let a member of the Verico Paragon Lionsview Mortgages Inc Mortgage Approval Team work to find the mortgage that best suits your needs.

Verico Paragon Lionsview Mortgages Inc surveys Canadian mortgage lenders including Chartered Banks, Trust Companies, Credit Unions and private lenders, to get you the lowest possible mortgage rate available.  Our interest rates are posted on our homepage and are updated on a daily basis when required.  Find a lower rate?  We'd be surprised, but let us know and we would be happy to investigate it.

There are absolutely no costs associated with the online mortgage application process. Even when your application is approved, there are still no costs. Also, at no time are you under any obligation to accept our mortgage offer.

Of course if you decide to accept our approval and follow through with the mortgage, there will be some costs associated with the mortgage itself and may include costs for items like appraisals, legal fees, surveys, etc. These costs are not specific to Verico Paragon Lionsview Mortgages Inc but are normal expenses associated with mortgages in Canada. Once your mortgage application has been approved, a member of the Verico Paragon Lionsview Mortgages Inc Mortgage Team will be in contact with you to go over these costs in detail.

In some cases, when secondary lenders are required to facilitate your mortgage requirements which may be the result of credit concerns, etc, brokerage fees may apply. However, you will be made fully aware of any fees prior to your commitment.

These days time is precious and having to shop your own mortgage from bank to bank cannot only take a significant amount of time, but can also be very daunting given the wide variety of products. In addition, most people don't know all the right questions to ask.

Updated daily, Verico Paragon Lionsview Mortgages Inc sees the lowest interest rates and best mortgage products being offered by financial institutions from across Canada and is able to use this knowledge to get you the best mortgage product available.

Because Verico Paragon Lionsview Mortgages Inc is not associated with any one financial institution, we are not limited in the products we can offer you and can seek out the best lender package to suit your specific situation, whether it's with a Chartered Bank, Trust Company, Credit Union, or Private Funds.

Choosing the wrong mortgage can cost you thousands of extra dollars. Verico Paragon Lionsview Mortgages Inc has the knowledge, experience and resources to shop the mortgage market for the best rates and terms.

There are no hidden costs!

The best endorsement comes from people who found a loan through Verico Paragon Lionsview Mortgages Inc. We get letters and notes each day from clients who have been very happy with the services provided by Verico Paragon Lionsview Mortgages Inc and have shared some of their comments in Testimonials.

Verico Paragon Lionsview Mortgages Inc also has a number of professional affiliations which can be reviewed on our about us page. Our policies and practices adhere to the 'Ten Principles of Privacy' which comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and corresponding provincial privacy acts.

Verico Paragon Lionsview Mortgages Inc uses the most secure technology available on the Internet to ensure that the data you send us remains absolutely confidential and secure.

Verico Paragon Lionsview Mortgages Inc network includes the majority of the top respected mortgage Lenders in Canada including Chartered Banks, Credit Unions and Trust Companies. In addition, Verico Paragon Lionsview Mortgages Inc includes a significant network of private lenders.

Verico Paragon Lionsview Mortgages Inc's network of lenders will mortgage properties across Canada.

Verico Paragon Lionsview Mortgages Inc is made up of a team of professionals trained to represent you, the borrower, in obtaining mortgage financing from a variety of lending sources offering a unique range of mortgage solutions.

By accessing numerous Canadian mortgage lenders including Chartered Banks, Trust Companies, Credit Unions, and private lenders, Verico Paragon Lionsview Mortgages Inc is able to find you the best mortgage solutions for your specific needs now and in the future, from lenders all across Canada.

Verico Paragon Lionsview Mortgages Inc has developed a proprietary, secure, mortgage application process that is available 24 hours per day, 7 days per week. By simply filling out our online mortgage application, you will be given an answer within minutes and in some cases seconds!